Welcome To Santoyo Financial
We Care For Your Credit
Join hundreds of people who have improved their credit score, increased their savings, decreased their debt, and are now enjoying the life of their dreams because of US!
100% Dependable
Our purpose is to increase your credit score as quickly as possible by removing charge-offs, late payments, inquiries, collections, and bankruptcies.
Experience
Our experienced team will use tried-and-true strategies to help you achieve your objectives. We are dedicated to resolving your financial issues.
Support 24/7
A personal manager will be assigned to you. Our competent credit managers are always available to assist you.
About Us
Your credit score is our concern.
Santoyo Financial specializes in credit restoration, debt reduction, and financial literacy. We offer credit education, credit repair and credit building services.
Santoyo Financial is unrivaled in credit restoration. We're a creative team of ambitious, energetic, and optimistic people who can improve your life. Our credit recovery technique is unique, tried-and-true, and effective.
By removing charge-offs, late payments, inquiries, collections, and bankruptcies, we hope to raise your credit score as rapidly as feasible. We walk you through the entire procedure step by step.
What We Remove
- Late Payments
- Collections
- Inquiries
- Repossessions
- Charge offs
- Evictions
- Bankruptcies
- Judgements
- Medical and more

Our Process !
Review
After you join, one of our agents will get in touch with you to arrange a private session so you may analyze, assess, and pinpoint the inaccurate information that is harming your credit score. A detailed credit analysis technique is used to achieve this.
Analysis
Santoyo Financial will perform a thorough analysis of your credit history, assist you in coming up with a plan to raise your credit score, and challenge any inaccurately reported bad information.
Repair
The credit bureaus assess disputes and request defenses from creditors for items in your credit history that are under scrutiny. You will put our strategy for establishing the credit necessary to raise your credit score into action during this time.
Results
To account for the changes, the credit bureaus publish revised credit reports. An update to your account (Portal) includes a status report outlining the major changes. As the procedure progresses, you would give updates.
Secure Your Financial Liberty By Raising Your Credit Score!
What Our Clients Are Saying



